Will You Get a $1,400 IRS Stimulus Check? Key Questions Answered

As the tax filing season begins in the US, more than 1 million taxpayers are set to receive automatic payments from the IRS.

Hearing this, many people are wondering, “Will I get an IRS stimulus check in 2025?” According to Google Trends, “IRS automatic stimulus payment” has become a popular search, as many want to know about the eligibility for this payment.

But keep in mind, this is different from this year’s tax refund. These payments of up to $1,400 are being given in the form of ‘Recovery Rebate Credit,’ which many people did not claim despite being eligible in their 2021 tax return.

IRS Commissioner Danny Werfel announced in December that according to internal data, 1 million taxpayers mistakenly did not claim this credit. Therefore, the IRS is issuing these payments automatically so that people do not have to go through the hassle of filing an amended return.

Who is eligible for this $1,400 payment?

The IRS plans to send automatic payments totaling $2.4 billion to eligible taxpayers who did not claim the ‘Recovery Rebate Credit’ in 2021.

Payment limits:

  • $1,400 per individual
  • $2,800 per married couple
  • A family consisting of a spouse and two dependent children can receive up to $5,600.

However, the amount of the payment will depend on each person’s income.

Eligibility limits:

The full credit will be available to taxpayers whose 2021

  • individual adjusted gross income (AGI) is up to $75,000.
  • Married couples who file taxes jointly have incomes up to $150,000.
  • Payments will gradually decrease as you earn more than these limits.
  • Those with incomes above $80,000 (individual) or $160,000 (joint) will not be eligible for this payment.

Do I need to do anything?

If you are eligible, you don’t need to do anything. The IRS has said they will automatically issue these payments.

  • Payments will arrive by the end of January 2025.
  • The payment will be directly deposited into a bank account (if you provided bank information on your 2023 tax return).
  • Otherwise, it will be sent to your address as a paper check.
  • Eligible taxpayers will also be sent a separate letter notifying them that the payment has been made.

What if I don’t get this payment?

If you don’t get an automatic payment but you think you are eligible, you can claim the Recovery Rebate Credit on your 2021 tax return.

  • The deadline to file tax returns is April 15, 2025.
  • Even if your 2021 income was very low or none, you still have to file a return to claim it.

Did stimulus checks increase inflation?

Billions of US citizens received stimulus checks during the COVID-19 pandemic, providing them with financial relief. But unemployment assistance and child tax credit checks were also issued along with these payments.

After all these schemes, inflation in the US reached its highest level in decades. This led some experts to fear that these stimulus payments may have contributed to rising inflation.

However, economists are divided on this. Some believe that this was not the only reason, but supply chain problems, global economic conditions and other government policies were also responsible for rising inflation.

Conclusion: Will you get this payment?

If you didn’t claim the Recovery Rebate Credit on your 2021 tax return, you may receive an automatic payment of up to $1,400 from the IRS in 2025.

  • You don’t have to do anything – the IRS will send the money to your bank account or address.
  • If you don’t get a payment, you can file a 2021 tax return by April 15, 2025.
  • If your 2021 income was less than $75,000 (individually) or $150,000 (jointly), you will receive the full payment.
  • There are concerns about rising inflation, but this payment could be a big relief for those who did not avail themselves of this benefit earlier.

👉 Visit the official website of the IRS to get more information and check the status of your payment.

FAQs

Q. Who is eligible for the $1,400 IRS stimulus check?

A. Individuals who did not claim the Recovery Rebate Credit on their 2021 tax return and meet income requirements are eligible.

Q. Do I need to apply for the IRS automatic payment?

A. No, eligible taxpayers will receive the payment automatically without needing to file an amended return.

Q. When will the IRS send the stimulus payments?

A. The payments are expected to be issued by late January 2025, either via direct deposit or paper check.

Q. How can I check if I am receiving a payment?

A. The IRS will send a notification letter to eligible taxpayers once the payment has been processed.

Q. What should I do if I don’t receive the payment?

A. If you believe you’re eligible but don’t receive a payment, you can file a 2021 tax return by April 15, 2025, to claim the credit.

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